How It Works

Membership Requirements:

Loans are available to Genisys Credit Union members or those who are not
currently a member who can meet the criteria to qualify for membershof
verifiable income and employment status.

To be eligible for membership, you must meet one of the following criteria:

Live, work, worship, attend school or own a business in the following areas:
o All counties in the State of Michigan
o Dakota, Ramsey, Anoka, ip. Members
and those who qualify for membership may be asked to provide evidence Hennepin, Scott and Washington Counties in Minnesota

o Montgomery County in Pennsylvania

Are employed by one of our affiliated select employee groups
or a member of an affiliated association. Genisys Credit Union serves almost
450 different employee or associational groups. Check with your employer or
association to see if you qualify for membership or call a Financial Services
Representative at (800) 521-8440, ext. 5 or (248) 322-9800.

Are an immediate family member of a Genisys Credit Union
member. Immediate family members include parents, spouses, siblings, children,
grandparents, grandchildren, stepparents, stepchildren, stepbrothers,
stepsisters and adopted children of members. Individuals living in the same
household and maintaining a single economic unit with a member are also
eligible to join.

How It Works:

You have selected to begin a new credit card application. Click the New Application button below to get started!

Here's an overview of how simple and easy it is to apply online with Genisys Credit Union.

Begin Application- Begin by giving us some general information about your desired credit card.

Borrower Information - You can securely provide information about yourself and others who will be applying for the loan. We require general information for each applicant, including Social Security numbers so we can gather credit information. This helps us to accurately evaluate which loan programs meet your financing needs. We will also collect information that will allow us to authenticate your identity, making the origination process more secure for you.

Employment/Income/Assets - We gather general information about your employment, income you receive, and the type of deposit accounts - savings and checking - you currently hold.

Balance Transfer - Easily transfer balances to the new card just by uploading an image of your statement from your phone or desktop! Transfer Balances Now

Submit - The final step of the application process!

 


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